Commercial Banker II

Company: Heartland Financial USA Inc
Location: Muleshoe
Posted on: March 9, 2023

Job Description:

HTLF is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.HTLF is a diversified financial services company headquartered in Dubuque, Iowa. We deliver community banking at scale by powering our geographically diverse group of banks with technology, efficiency and strength - giving local decision-making the opportunity and insights to focus on customers and growth. Relationships have been the core of our company since its founding in 1981. We're deeply invested in the communities we serve, and that's why our clients choose us as their banking partners.What's different about a career at HTLF? We believe our employees and their diverse backgrounds, perspectives and skills are our greatest assets. We wouldn't be HTLF without the people with whom we surround ourselves and empower to enrich the lives of our customers, employees and communities. We're dedicated to making HTLF the best place to work - where your opinions are valued, your feedback and ideas are heard, and your opportunities for personal growth and professional development are endless.The Commercial Banker II is responsible for originating new commercial relationships and the cross selling of existing clients. Focuses on growing deposits, loans and fee income in a profitable manner.Responsibilities:1. Participate in the business development activities of the bank
2. Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
3. Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
4. Participate in the underwriting and documentation of the credit
5. Utilize the business case discussion and subsequent meetings with bank management, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
6. Participate in the management of a loan portfolio
7. Monitor the portfolio for credit quality. Understand, detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.Job Requirements:

1. Bachelors Degree in Business, including specific courses in accounting, finance, and economics plus additional bank related training
2. 4-6 years experience Commercial Banking or other relevant job experience.
3. 2 plus years related banking/analysis experience and/or training
4. Demonstrated sales and business development skills
5. Formal Credit Training
6. Or equivalent education and experience
7. Valid drivers license and personal transportationScheduled Weekly Hours:40Time Type:Full time

Keywords: Heartland Financial USA Inc, Lubbock , Commercial Banker II, Other , Muleshoe, Texas